Ian Filippini: Santa Barbara

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Ian Filippini

Santa Barbara

Many people have described Santa Barbara, California as paradise.  Situated between the Santa Ynez Mountains and the Pacific Ocean, Santa Barbara has something for everybody in its almost 42 square miles.  You can hike up in the mountains and feel like you are in a different world, spend time playing at the beach, or enjoy some of the many restaurants the city has to offer (Ask a local like Ian Filippini for the best spot in town).

Santa Barbara is known for many things; it’s beauty, nature, diversity, culture, educational opportunities, wine, and history.  In this article, I will touch on just a few of the wonderful things Santa Barbara has to offer.  To really understand and appreciate the beauty of this city, you must experience it for yourself.

From the rose gardens at the Santa Barbara Mission, to the sands of Butterfly Beach, Santa Barbara definitely has a lot of beautiful scenery all around.  The wonderfully mild climate in Santa Barbara allows its residents and visitors to enjoy its outdoor beauty during most of the year.  If you are ever in Santa Barbara visiting, or live here and just want to do a little sightseeing, the Landshark is a great tour to go on (Also a favorite of Ian Filippini and his Nephew Drew).  This tour will show you the beauty of Santa Barbara’s land and sea (and you will learn a lot about the city’s history too)!

There are many performing arts venues in Santa Barbara.  The Lobero, Granada and Arlington theaters are just a few of the places you can find wonderful acting, dancing and singing performances all year round.  It can be great fun for people of all ages!

Many people think of college when they think of Santa Barbara.  This may be because Santa Barbara has many higher education institutions.  Not only is there The University of California at Santa Barbara, but there is Santa Barbara City College, Westmont College, Antioch University and several other colleges and universities also. Ian Filippini can also help with planned giving to local Santa Barbara education centers.

Perhaps one of the tastiest things about Santa Barbara is the wonderful wine that comes from nearby Santa Ynez!  There are many great wineries to visit and have tastings at all throughout the Santa Barbara area.

Ian Filippini, the current president of Filippini Financial Group, Inc. Ian Filippini the author of articles dealing with many different topics that include: financial consulting, financial advice, real estate, insurance, tax, asset protection, and estate planning. Filippini Financial Group, Inc. and Ian Filippini use  their hands on approach to provide value to hundreds clients.

Filippini Financial Group, Inc. originally founded by (Ian Filippini’s late father) Alfred Filippini. Filippini Financial Group, Inc. is located in Montecito, California. Ian Filippini’s mother, Deborah Filippini, and Ian Filippini’s brother, Alex Filippini (Filippini Financial Group, Inc.), moved to the Montecito and Santa Barbara area.

Ian Filippini: Final Wishes: Put Them In Writing!

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Ian Filippini

Final Wishes: Put Them In Writing!

The science of medicine has come a long way throughout the years.  A positive aspect of this is that we now have wonderful life sustaining technologies.  A negative aspect of this is that some of us do not want our lives to be extended beyond natural means.  This is why a very important part of estate planning are your medical decisions and the importance of getting them down in writing.  In this article I will briefly discuss why it is so important to put your final medical wishes in writing, versus just telling your spouse and/or other loved ones.

Everyone has the legal right to decide their own medical treatment (or lack thereof).  To ensure that this right is upheld, individuals can create a simple document that will spell out their final medical wishes.  In different states this document has different names.  You may hear it called one of the following: medical directive, directive to physicians, durable power of attorney for healthcare, declaration regarding healthcare, patient advocate designation, or designation of healthcare surrogate.  No matter the name of the specific document in your state, be sure to consider creating one during your estate planning.

The directions in this document must legally be followed in the event that you cannot tell medical professionals your final medical choices.  Writing these decisions down can be helpful in many ways.  It can make you feel better, knowing that your medical care will be handled the way that you want it to (which is why early estate planning, and keeping up to date with your estate planning is the smart thing to do).  It will also make it easier for the medical professionals to follow your wishes if they are written down on a legal document.  Having your final wishes in writing will also keep family members from making any decisions.

Your estate planning professional can help direct you on how to put your final wishes in writing, so do it!

Filippini Financial Group, Inc. was designed and then founded by Ian Filippini’s late father Alfred Filippini (died in 2009 from a battle with liver cancer). Filippini Financial Group, Inc. is located on Coast Village Road in Montecito, California. Ian Filippini’s mother, Deborah Filippini, and brother, Alex Filippini, moved to the Montecito and Santa Barbara area. Alex Filippini also worked for Filippini Financial Group, Inc.

Filippini Financial Group, Inc.’s current president goes by the name of Ian Filippini. Ian Filippini is the author of a number of articles relating to real estate, financial consultations, insurance, tax, asset protection, financial advice, and estate planning. Filippini Financial Group, Inc. and Ian Filippini have spent many years using their unique expertise and hands on approach to provide value to hundreds of pre-retirees and retirees in many areas including, but not limited to, wealth management.

No advice is given or intended.  This article is not to be considered legal advice.  Ian Filippini is not an attorney.  Filippini Financial Group, Inc. is not a law firm.

Ian Filippini: Generation Skipping Trusts

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Ian Filippini

Generation Skipping Trusts

In the world of estate planning, there are many different types of trusts.  I will be discussing one of these today: the generation skipping trusts.  This type of trust is very complicated and I will only be giving a quick overview in this article.  Be sure to speak with your estate planning and legal professionals to go into more depth about generation skipping trusts.

Generation skipping trusts are generally put into place for people with very large estates that will most likely incur large federal estate taxes upon their death.  For the purposes of this article, “very large,” will mean at least a couple of million dollars individually, not as a couple.  (The rules differ when spouses have individual estates rather than joint estates).

Generation skipping trusts give money to one generation of beneficiaries, and the actual property in the trust will then go to beneficiaries in the third generation.  The advantage to this is that up to $1,030,000 will not get taxed when the second generation of beneficiaries dies.  Anything over this amount in the generation skipping trust will be taxed.  This is called the generation skipping transfer tax.

When conducting your estate planning and you are considering a generation skipping trust, it is important to remember that you do not have to leave your property to family. You can pick any people from any consecutive generations.  For these estate planning purposes, a generation is twenty five years.  Of course maybe the most important thing to consider when thinking about a generation skipping trust is if you have enough money to be inaccessible for a whole generation.

As stated above, generation skipping trusts are one of the most complicated trusts out there.  It is extremely important to talk with financial consultants and legal professionals while making important estate planning decisions.

Ian Filippini is proud to be the current president of Filippini Financial Group, Inc. Ian Filippini also makes time to write many different articles with difficult topics relating to  insurance, real estate, taxation, taxes, asset protection, financial advice, and estate planning. Filippini Financial Group, Inc. and Ian Filippini have spent many years using their unique expertise and hands on approach to provide value to hundreds of retirees and pre-retirees in many areas of wealth management.

Filippini Financial Group, Inc. was originally founded and operated by Alfred Filippini or Al. Alfred Filippini is also the late father of Ian Filippini. Filippini Financial Group, Inc. is still located on Coast Village Road in Montecito, California to this day. Ian Filippini’s mother, Deborah Filippini, and brother, Alex Filippini (started working for Filippini Financial Group, Inc.), moved to the Montecito and Santa Barbara area.

No advice is given or intended.  This article is not to be considered legal advice.  Ian Filippini is not an attorney.  Filippini Financial Group, Inc. is not a law firm.

Ian Filippini: Celebrities: Estate Planning Mistakes

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Ian Filippini

Celebrities: Estate Planning Mistakes

It is definitely amusing to see how much worship we praise on celebrities. This is common place throughout the world, but very prevalent in the United States. It seems to courts, police, and legal system in general allow celebrities to slide more than the average Joe. Many of us get the feeling that these celebrities are untouchable and can really do no wrong. We may have that perception but it is not the case in estate planning. Celebrities are not exempt from estate taxes and should plan accordingly with a solid estate plan. Unfortunately, some of the celebrities mentioned below actually made mistakes in estate planning and died before they could correct those errors. Again, all of the deaths mentioned below were tragic. We are not casting opinions, doubts or judgment on the deaths of these celebrities. We are simply noting their estate planning mistakes as an example for us of what to avoid.

Heath Ledger was a teen heart throb to many young girls and The Joker to us comic book or movie nerds. Not only that he was quite talented and made a lot of money. All the more shock when Heath Ledger died in 2008 at the young age of 28. Although Heath has the foresight to do planning, he actually created the estate plan three years before his death, Heath did not update the estate plan to include the changes that took place over three years. He actually had a daughter in that time and did not change the estate plan to include his daughter. Heath left everything to his parents and sisters. He did not intentionally leave his daughter out of the will, but that still does not mean it can be changed after the fact.

Jimi Hendrix was a musician that changed the music industry because he was so far ahead of his time (musically). It was the 1960’s and 1970’s and everyone was having a good time, especially Jimi Hendrix. Jimi was also a young man at age 27, no need for him to consider an estate plan, he thought. When Jimi died in 1970 without an estate plan or even a will, his father received everything. His close brother was left out entirely and when Jimi’s father passed he cut out all of the Hendrix family except for a newly adopted daughter from another marriage.

Ian Filippini’s parents, Alfred Filippini (deceased) and Deborah Filippini, lived in the Montecito (Santa Barbara) area with his younger brother Alex Filippini. Ian and his brother, Alex also worked for Filippini Financial Group, Inc.

No advice is given or intended.  This article is not to be considered legal advice.  Ian Filippini is not an attorney.  Filippini Financial Group, Inc. is not a law firm.

Ian Filippini: Charitable Trusts

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Ian Filippini

Charitable Trusts

In their estate planning process, and in seeking financial advice, some people choose to make large gifts to charity, which is a wonderful thing.  Another wonderful thing would be to make these large gifts to charity while also getting considerable tax benefits.  A great way to do this is to create a charitable trust.  In this article, I will briefly define what a charitable trust is and how it works.

There are four main things to know when considering a charitable trust.  Charitable trusts can be started while you are still alive, only charities that are tax exempt qualify, you get a break on your income taxes, and charitable trusts are irreversible.

Starting a charitable trust when you are alive can give you the most tax advantages.  A charitable trust can not only make a gift to a charity, but create some form of income to you or a person that you choose.  Always confirm estate planning decisions and get your financial advice from your financial consultant.

The charity that you choose for your trust must be a tax exempt charity.  This means that they are exempt under the IRS section 501(c)(3).  There are many, many charities that qualify under this section.  If you are not sure whether your chosen charity qualifies, contact the IRS to see if it is on the public charities list.

However much the value of the gift you are giving to the charity is deductible from your income taxes.  This is important financial advice that could help you determine the amount of gift you wish to leave to the charity.

A very important thing to remember when deciding on creating a charitable trust is that it will be irreversible.  This means you cannot take back anything you have left to the charity in the trust.  So be absolutely sure and get financial advice from a professional before you make any final decisions.

Ian Filippini, the current president of Filippini Financial Group, Inc., has authored and written a number of articles relating to real estate, insurance, tax, asset protection, financial advice, and estate planning. Filippini Financial Group, Inc. and Ian Filippini have spent many years using their unique expertise and hands on approach to provide value to hundreds of retirees and pre-retirees in many areas of wealth management.

Filippini Financial Group, Inc. created, founded and run by Ian Filippini’s late father Alfred Filippini. Filippini Financial Group, Inc. is still located in the heart of Santa Barbara on Coast Village Road in Montecito, California. Ian Filippini’s mother, Deborah Filippini, and brother, Alex Filippini, moved to the Montecito and Santa Barbara area.

No advice is given or intended.  This article is not to be considered legal advice.  Ian Filippini is not an attorney.  Filippini Financial Group, Inc. is not a law firm.

Ian Filippini: Tax and Death

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Ian Filippini

Taxes and Death

Taxes occur throughout our lives. Every time you buy something, sell something or win something, you will pay taxes on it. You earn money and face taxes. Even when you die, your estate may be forced to pay taxes. If you thought that your will outlined your specific goals for where your assets will go after you die you may not realize just how real the potential is for your family to lose a lot of money to taxes. You can do something about this without your estate having to face bankruptcy.

Getting Estate Planning Help

To make this simple, realize that a will may not be enough. Having a will might not stop the probate process, but actually may encourage it to occur. While a will might not help you, there are steps you can take. First, realize that probate court is the legal process where your estate (which is everything you own) will be distributed. The court looks at what you own, may take ownership of it, pays off your creditors over a lengthy process and, in some cases, forces the sale of property to help pay off your debtors or to divide the property among your heirs. The problem is, your estate may also owe a hefty tax.

To avoid this, you need to contact a professional to help you to plan your estate’s final distribution. The estate planning experts at Filippini Financial Group, including Ian Lucas Filippini, can help you to plan your estate to reduce risks associated with your estate. You may be able to create a plan where property does not go through probate and therefore is not subjected to the hefty fees your family is likely to pay after you die without proper planning.

Ask yourself this question. You have worked hard all of your life to build something, perhaps a business or just assets of value. Do you really want to hand over as much a fifty percent of that to the government? If not, now is the time to choose the right way to plan your estate. You can do this through an effective estate plan. Of course, that plan needs to include much more, including a method to dividing your assets and reducing your risk of probate lawsuits. You can reduce taxes, with an estate plan.

No advice is given or intended.  This article is not to be considered legal advice.  Ian Filippini is not an attorney.  Filippini Financial Group, Inc. is not a law firm.  Ian Filippini is the son of the late Alfred Filippini, the son of Deborah Filippini, and the brother of Alex Filippini.

Ian Filippini: Romantic Date Nights for Couples in Santa Barbara

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Ian Filippini

Romantic Date Nights for Couples in Santa Barbara

One of the most romantic cities in California is Santa Barbara. Nestled along the Pacific  Ocean, the city is elegant, upscale and with mild-mannered temperatures throughout the year, making it the  perfect atmosphere for couples. And, thanks to the abundance of couple-themed activities, special nights of love and lust can be plentiful. No matter what you want to do or what your idea of fun, there is a plethora of things that can excite your date night.

Let’s take a look at some of the many great ways to spend a night out on the town with the one that you love. Enjoy one, enjoy them all, and remember that this is just the beginning of the romance that can be created in the city. Now you’ll never again suffer through a boring date again!

A Couples Paradise

Want to enjoy the gentle breeze offered in the city? A downtown stroll is one of the best ways to spend the evening with the person that you love, and that fresh air tousling the hair about will certainly spark your fire. Nights in the city are near-perfect, and the downtown area is full of things to see-and-do to entertain your time. As you walk downtown, the strong Spanish heritage of the city will be noted in many of the buildings and decor. It is beautiful to say the least. Another idea for downtown enjoyment and a great date –rent bikes and ride together.

What date night is complete without dinner? Thanks to the great romantic restaurants in the city, the perfect dinner date is always possible. Bouchon is one such name. The elegant ambiance of the restaurant sets the mood for romance, and the personalized attention from the staff ensure a night well-spent. One taste of the menu items and you will understand why locals all this one of the best upscale spots around. Choices   include a delicious maple and bourbon glazed duck head and sea bass. Several other restaurants, including Wine Cask, Sly’s, and Blue Agave, can cater to the romance that you seek.

A Beach Date to Remember

A night on the beach is as romantic as it gets, and of course this is a city with a plentiful supply of crystal blue waters and sand for your enjoyment. There are many different beaches in the city, but the best for your romance is  the Thousand Step Beach. Spicing things up on your beach date is also fairly easy, as it is often the ‘little things’ that make the night the most.

Add that extra spark to the night by  boating out to the Channel Islands or scuba diving during the day. She might like whale watching, a popular pastime for locals and visitors in the area, while he is sure to find pleasure in kayaking.

A Special Date Night for Two

Visit the Float Luxury Spa, a resort that provides an 80-minute couples relaxation retreat sure to spark the desires for one another while pampering and pleasing body, mind and soul. Massages, foot rubs and soaks and manicures/pedicures are among the planned activities for the retreat. From the moment that you walk inside of the door you know that you are in for a real treat. Tranquil smells calm and relax, and before you leave, a new and heightened sensuality will flow throughout you.

This is just one of many of the great spas found in the city, so if this one doesn’t meet your needs, do not be hesitant to check out one of the other choices. A visit to the spa is certainly an adventure in the making, and one that will never be forgotten. Who knows? It could be this visit that also helps build a passionate feel for the one that you love so much.

Loving One Another

Celebrate one another with a fantastic Santa Barbara getaway and enjoy at least one of the fun activities listed above. The friendly professionals over at Filippini Financial Group (including Ian Filippini) recommend these activities to everyone. There isn’t a better way to show your partner how much they mean to  you than with a romantic getaway. And now you don’t have to travel very far for that trip and for that special evening together.

Filippini Financial Group is operated by Ian Filippini. The company offers an array of financial-related services to couples in any faucet of their relationship. Ian Filippini opened the Filippini Financial Group to help other people, and thanks to his expertise and big heart, this is a goal accomplished with each customer served.

Ian Filippini: Santa Barbara Art Escapes

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Ian Filippini

Santa Barbara Art Escapes

Santa Barbara Art Escapes

Santa Barbara is a versatile city with an eclectic mixture of people. There’s the college crowd attending University of California Santa Barbara, ready to party the night away in between their studies. There’s the business professionals who live in the city because of its affluent nature. There’s celebrities who couldn’t imagine living anywhere but on this gorgeous coastline. It is safe to say the city has something to offer to everyone, and that doesn’t stop when it comes to the attractions available in the city.

Art is an important part of the city, and there’s certainly something for the wide variety of people that make up the area. The great Spanish influence found throughout the architecture of the city can also be found in the various art forms, too. From theater to paintings and sculptures and more, take a look at a few of the best places for art in the city, and be sure to add these stops to your itinerary because you don’t want to miss these spots. Ian Filippini, Filippini Wealth Management Group Inc. President, enjoys visiting each of these places and assures that you will find them just as amazing.

Gallery 113 is located downtown on State Street, amidst all of the many other activities and attractions that bring visitors to the area. This gallery presents original artwork from local artists. In addition to the artwork on display, there are numerous exhibitions that help showcase new talent and their works. You will find paintings, drawings, jewelry, ceramic items and much, much more on display and ready for your viewing pleasure. There is a wide variety of art on display inside of Gallery 113, so you do not want to miss out on a visit to this one.

The Santa Barbara Museum of Art is another State Street art gallery you will not want to miss out on visiting. It is one of the most popular museums in the entire city, as well as one of the leading art galleries in the entire West Coast area. With one look at the magnitude of artwork on display it is easy to understand why so many people love visiting this museum. There are displays of artwork from famous names and local artists alike, and there are also many tours, talks and other fun going on. Included in the museum’s display is drawings, sculptures and paintings.

Sullivan Goss is a product of American Gallery, and inside of the art gallery, guests can enjoy more than 25 years’ worth of artists work, dating back to the 19th century.  More than 3,000 pieces of art can be found inside of the downtown gallery, which includes drawings and paintings, watercolors and sculptures. The center also serves as a research collaborative and hosts several exhibits per year for up and coming artists who want their work notice.  Ian Filippini recommends all inspiring artists check out Sullivan Goss!

Waterhouse Gallery is another State Street specialty you will want to add to your list of must visit galleries. A local favorite since 1984, the close location to the Museum of Art makes this a stop that can easily be scheduled into your plans. Inside of the Waterhouse Gallery you can find paintings and various other forms of art work from painting professionals located in Western states, with a new variety of pieces added on a regular basis.

University Art Museum is yet another great place to view various forms of art. Located inside of the University of California Santa Barbara, the Art Museum contains a number of fin exhibitions, all with a unique educational twist thrown in the mix. The museum is open Wednesday through Saturday.

Art is a reflection of unspoken words. It can speak in high volume, set afire emotions and feelings you never knew were within. With a visit to any of these galleries you are certain to find those words you never had before. These galleries will certainly leave you inspired and yearning for more, and one thing that you can count on is the city to have plenty of fantastic galleries so you never grow tired of the works available.

Take the sound advice of the Filippini Wealth Management Group Inc. and Ian Filippini and add these art galleries to your list of stops. You won’t be disappointed with the stunning artwork that  you discover inside! And when you’re done with your day of adventure, be certain to make a stop at the Filippini Wealth Management Group Inc. to discover what these professionals can do for your finances!

Ian Filippini: 2o Awesome Adventures in Santa Barbara

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Ian Filippini

2o Awesome Adventures in Santa Barbara

Never will a boring moment arise in your life when you are in Santa Barbara. Ian Filippini Santa Barbara, Filippini Wealth Management Inc. president, will attest to the fact that there is something for everyone in the city that he is proud to call his own. Whether your idea of fun is a visit to the museum, a day outside on the beach or enjoying activities with the kids, you will love the variety of choices that you have. Courtesy of  Filippini Wealth Management Inc. and Ian Filippini Santa Barbara, take a look at 20 great things to occupy your time with fun in the city.

  1. Visit Neverland Ranch: While not technically in Santa Barbara, the short drive to the former home of the King of Pop Michael Jackson is very much worth your time. Most of the property is secluded, but it is still something that you will enjoy.
  1. Visit the Santa Barbara Zoo: The zoo is a fun place for all, even adults. There are tons of animals there to view, as well as an African Safari and tons of other exhibits and special things going on any day of the week.
  1. Hendry’s Beach: Hendry’s Beach is one of the most popular in Santa Barbara for those who want to avoid the crowds that accompany most of the other beaches in the city.
  1. Chuck E. Cheese: Where a kid can be a kid! Chuck E. Cheese locations are found all around the world, however, the Santa Barbara location is of special interest. Kids of all ages can enjoy a ball bouncy house, games and lots of other activities. Of course, you can’t visit without getting a pizza, too!
  1. Museum of Art:  A visit to the Museum of Art is one that will fill you with lasting memories. There are many interactive exhibits for all ages, as well as a nice variety of art from 19th and 20th century America.
  1. The Channel Islands: Head off shore to the Channel Islands and enjoy seclusion, caves and adventures that will last a lifetime.
  1. Visit State Street:  State Street is where it all happens in the city, and here you can find a bit of everything, from shopping centers to restaurants and more. And, at Cabrillo Street, the water begins!
  1. The Waterfront: You might have a nice encounter with the penguins when you visit the Waterfront, and that is just the start of the fun.
  1. Walk Shoreline Park: Shoreline Park offers panoramic views of both the mountains and the Pacific Ocean.
  1. County Courthouse: This landmark was established in 1929. Its amazing architecture is just the beginning of what awaits visitors. There is a lush botanical gardens and an amazing lawn for a nice day of relaxing. Ian Filippini often spends time here.
  1. Visit the Santa Barbara Mission:  This is one of the oldest religious organizations in the world, and it is still in operation today. The mission has been a part of the community since it was erected in 1729.
  1.  Visit the Botanical Gardens: The Botanical Gardens is lush and tranquil, and any one that enjoys beauty will enjoy their visit here.
  1. Play Golf: Golf is popular in the city, and there are several different courses that can help you enjoy a fun day of play.
  1. Visit Wine Country: In the Santa Ynez Valley, known as Wine Country, there are more than 40 vineyards expanding over more than 12,000 acres of land. You’re your pick and experience some of the finest wines in the world.
  1. Stearns Wharf:  Your adventure by the sea can bring non-stop fun for all ages. You can fish, dine at a restaurant, shop and more.
  1. Visit Filippini Wealth Management Inc.: Ian Filippini Santa Barbara is the president of the company. Together with his team of financial experts you can have all of your needs taken care of, whether you are looking for insurance, estate planning or need help saving money.
  1.  Climb Santa Ynez Mountains: Santa Ynez mountains provides the beautiful backdrop for the Pacific Ocean, and climbing it you can test your skills while enjoying your time.
  1. Visit the Museum of Natural History: The Museum of Natural History can provide visitors with a plethora of information about the rich history of the city through many fun exhibits.
  1. Walk Around: you won’t need a vehicle to enjoy Santa Barbara. Head off on a walk and find what you can discover.
  1. Take a Road Trip: Los Angeles is less than 100 miles away, and there’s always something going on in the city!

Ian Filippini: Wealth Advisory in Santa Barbara

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Ian Filippini

Wealth Advisory in Santa Barbara

Ian Filippini Santa Barbara, California, is bound by the Pacific Ocean and the Santa Ynez Mountains. Beaches are plentiful in the city, and there is certainly an abundance of activities suitable for men, women, children and anyone else ready for a break from real life and a step into ecstasy. The city is about 90 miles from Los Angeles, and is known as the American Rivera thanks to its calm, pleasing beaches. Beaches are plentiful in the city, and winemaking is a very popular pastime, resulting in some of the best tasting wines that you will ever enjoy. But there is so much more to the city, and this could be why it is such a popular vacation spot for so many visitors each year.

There is no question that Santa Barbara is a wealthy community. In fact, the average household income in the city is $61,999 annually, nearly $4,000 more than the average California city salary. In addition to the larger than normal salary per year, the average home value in the city is also far greater than those in other California cities. The average cost for a three-bedroom condo is just over $812,000, and the cost of a home of the same size costs an average of $909,009. For residents renting their homes, an average monthly rental price of $1,450 was paid for a three-bedroom unit.

Most residents of the area are high school graduates, but about 41% of the population has taken things a step further and earned a bachelor’s degree. The city has a government payroll budget of more than $6 million dollars per month, with this amount covering salaries of various government positions.

There is great diversity in the city today, and this is one of the many reasons that such enjoyment is found by locals and visitors alike. There is a large mix of all ethnic backgrounds, all with a diverse range of events and entertainment that adds to the appeal of the area.

But, to live in Santa Barbara you must be one who is ahead of the game and of their financial status. Conquering this demand alone isn’t the easiest thing in the world, but numerous wealth advisory agencies are available to provide a helping hand as discussed within Ian Filippini Santa Barbara.

As experts in financial matters, these agencies provide carious services to their clients, ensuring that their status in life is maintained just as well as that large bank account that has been so proudly built over the years.

Take a look at some of the most recommended wealth advisory agencies in the city, and then make the call. Any of them can help you take charge of your finances and maintain it today and in the future. It is a small price to pay for such superior financial protection.

Filippini Financial Group

Ian Filippini Santa Barbara is the adviser at Filippini Financial Group, and he, along with his team of experts, can ensure that your wealth management plan is maintained throughout your lifetime. A variety of services are offered at the Filippini Financial Group, including retirement planning, estate planning and so much more. Ian Filippini is a pleasure to work with, always going the extra mile to see that the needs of his client is always met.

Filippini Financial Group is a recognized name by members of the community. This company offers a truly personalized experience for each client served.  When you’re in need of a great company, make sure that you take a look at the names listed here first, and place a fond interest in Filippini Financial Group.